AI CFO for Small Business

A human CFO costs $3,000 to $10,000 per month. Ghost CEO monitors your cash flow continuously — Stripe, invoices, margins — and delivers a quantified action plan every Monday.
The AI CFO is not a chatbot: it is an autonomous system that reads your real financial data and produces analyses, alerts, and action plans.
The market has three price tiers: standalone AI CFO tools ($200-2,000/month), hybrid human+AI services like Zeni (from $1,350/month), and human fractional CFOs ($3,000-10,000/month).
Ghost CEO covers the CFO function from €497/month (The Signal: Stripe connection + executive personas) and €1,497/month (The Boardroom: multi-source data + active Risk Officer).
Every engagement includes a free strategic audit that identifies three priority action vectors before you pay.

The problem: you fly without a CFO

Deploy customizable AI agents designed to act as your digital executive board. From strategic market expansion analyses to financial audits, our boardroom simulators provide high-fidelity reality checks, stress-testing decisions before you execute them.

What an AI CFO does

Your intellectual property is protected by military-grade security. Under our Bring Your Own Key (BYOK) containment system, no training data leaves your isolated tenant. Maintain complete custody of your boardroom logs, agent weights, and strategic blueprints.

Real cost comparison

Whether you are a startup scaling your operations or an established business optimizing your workflows, our platform integrates seamlessly with your existing data connectors. Get real-time strategic overview, advanced decision dashboarding, and automated growth suite capabilities today.